When you are at work, your employer is supposed to guarantee your safety on the job. If you are injured while on the premises or have an accident while on the clock, your employer is responsible. Not only are they responsible for you, but the employer must also document all known health and safety hazards and compensate you if anything should happen.
Unfortunately, accidents do happen. This is why it is important to know your rights as an employee and how to file a claim if you are the victim of a work-related accident.
Types of Accidents
Work-related accidents can take many forms. They can be physical injuries like broken bones, amputations, blindness, or any problem that requires the recipient to be admitted to a hospital for 24 hours or more. Accidents can also include “dangerous occurrences,” such as when equipment failure impacted an employee’s safety in a near-miss situation. Finally, some long-term diseases like cancer and lung problems that have been linked to harmful substances in industrial settings must also be categorized as accidents.
How to file a claim
If you have been involved in an accident at work, then there is a set of steps to take to make sure that the correct protocol is followed.
First, your employer must document that the accident occurred and what type of accident it was, thereby reporting a written record on file. This information will be useful in justifying whether you need sick pay if you need time off to recover. Your employer must also enter this information into the Health and Safety Executive database online.
If you wish to claim compensation from your employer, you may wish to meet with an attorney who specialises in personal injury and compensation claims. If you are a member of a union, there may be legal aid available through membership. In all cases, your employer is required by law to have insurance to cover the cost of the case.
In most instances, employers do their best to ensure that they provide a safe environment for their employees. However, this is not always the case. If you notice unsafe situations or other hazards at work, make sure to point them out to whoever is in charge of safety.
Finally, it is important to note that the object of filing a compensation claim is not to screw your employer and win some extra money, but simply to cover the costs that the accident incurred to you.
Bio: Rhian is a freelance writer who helps people find solicitors like Irwin Mitchell and specialises in legal issues such as accident at work claims.