What to do when you have an accident at work

All accidents, no matter what scale they are on, must be reported to your employer at work. Once you’ve signed a contract to work for someone, it is his or her duty, by law, to provide a danger-free and safe working environment for you and your co-workers and colleagues.

Apart from reporting the accident to your employer, if you’ve got good insurance, you should be able to receive adequate compensation for the injuries you’ve sustained while working. Accident claims are now on the rise, given the ease at which one may make a claim.

This guide has been written in order to inform you how exactly to make a successful claim that will give you 100% compensation.

The first step

Your first port of call should be evidence collection and retrieval of witness statements. If your injury is quite incapacitating, get a colleague to document the area involved, so you may get an accurate recording of how your employer has failed to make your working environment risk-free.

You can take photos with a disposable camera or your mobile phone, as well as short video clips if necessary. Make sure this is executed with care, as without evidence, you have no proof to show your insurance company that your employer is involved in work-hazard failings.

Seek medical treatment and then find out what your rights are

The next thing to do would be to get some medical attention for your injury. This is quite important, because if you keep putting it off, your employer will be able to counter-claim that your injury has worsened due to your own neglect. You might lose out on your compensation because of this.

After, or even while you’re receiving medical treatment, start inquiring with your solicitor about whether you are in the right, and whether you’ll be able to make a successful claim.

Calculating your compensation

Your solicitor will calculate exactly how much your compensation should be, based on the hours lost at work, the nature of your injury and how much it costs to treat it, travel expenses, medication as well as the personal pain and trauma that you have endured because of your employer’s failings with health and safety at the workplace.

The solicitor you have hired will probably want to get in touch with and interview your doctor as well as your colleagues at your workplace.

Concluding your claim

The best way to get things done, so your personal feelings don’t get in the way of making a compensation claim, is to allow your solicitor to handle all the proceedings after you’ve handed over your evidence to him.

Once everything is settled, your insurance company will pay for your solicitor’s fees, as well as the compensation agreed upon.